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Drive away happy with a low rate auto loan.

You could save hundreds of dollars on your auto loan – in as little as 10 minutes. 

  • Make no payments on your new loan for 90 days**
  • Auto loan rates as low as 1.99% APR*
  • Essential workers can get a 0.25% rate discount on new and used auto loan purchases and non-Heritage refinances. Learn More >

Have a good credit score? Apply for your auto loan online and get a decision on your loan in minutes.

Do you have questions about your credit score? Contact your local Heritage branch.

Our process is fast and simple. Here's what one of our members had to say:

“Best Loan Experience ever. Smooth and Quick.”

- Scott, Heritage Member

Get pre-approved before you go to the dealer.

Whether you’re buying a new or used car or truck, getting pre-approved before setting foot on the dealership lot will make shopping easier.
Get pre-approved today


**Subject to qualified credit. Interest will accrue during 90-day no payment period. Promotion may change or end at any time.

7 Year ARM Mortgage

3.125% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*