Drive away happy with a low rate auto loan.

No payments for 90 days** with rates as low as 1.99% APR*.

Have a good credit score? Apply online and get a decision on your loan in minutes.

Do you have questions about your credit score? Get in touch with a loan officer >

Or, view our full list of auto loan rates >

Our process is fast and simple. Here's what one of our members had to say:

“Great people. Financed my truck through them so easily. I switched all my accounts over. Wish I would have a long time ago.”

- Kyle, Heritage Member

Get pre-approved before you go to the dealer.

Whether you’re buying a new or used car or truck, getting pre-approved before setting foot on the dealership lot will make shopping easier.
Get pre-approved today >

Interested in a lower monthly auto loan payment? Consider a refinance.

By bringing your auto loan from another lender to Heritage, you could save money over the life of the loan. Also, if your budget has gotten a little tighter, you can extend the life of your loan to reduce the amount you pay every month.

**Subject to qualified credit. Interest will accrue during 90-day no payment period. Promotion may change or end at any time.