Drive away happy with a low rate auto loan.

No payments for 90 days** with rates as low as 1.99% APR*.

Auto loans should be simple and fast. We’ll give you 90 days without payments, plus a low interest rate. Did we mention we have same day pre-approvals?

Not ready to apply yet? Ask a loan officer a question >

Or, view our full list of auto loan rates >

Our process is fast and simple. Here's what one of our members had to say:

“Great people. Financed my truck through them so easily. I switched all my accounts over. Wish I would have a long time ago.””

- Kyle, Heritage Member

Get pre-approved before you go to the dealer.

Whether you’re buying a new or used car or truck, getting pre-approved before setting foot on the dealership lot will make shopping easier.
Get pre-approved today >

Interested in a lower monthly auto loan payment?

Refinance your current car loan with Heritage. By bringing your auto loan from another lender to Heritage, you could save money over the life of the loan.

**Subject to qualified credit. Interest will accrue during 90-day no payment period. Promotion may change or end at any time.