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Get up to $150 with a new or refinanced auto loan.°

For a limited time, get a $50 bonus for loans $10,000 - $25,000 or $150 bonus for loans over $25,000. This offer is good for refinancing higher rate auto loans from other lenders, too!

  • With rates as low as 1.99% APR* you can get an affordable monthly payment
  • Make no payments for 90 days**
  • Apply online, e-sign your documents, and choose the method to fund your auto loan

To apply for your bonus, enter promo code 2021AUTOWEB on your application. Hurry! Use this code by April 30, 2021.

Do you have questions? Contact your local Heritage branch >


Our process is fast and simple. Here's what one of our members had to say:

“Good Rates, simple loan application process and helpful staff.”

- Scott, Heritage Member


Get pre-approved before you go to the dealer.

Whether you’re buying a new or used car or truck, getting pre-approved before setting foot on the dealership lot will make shopping easier.


Protect Your Loan

  • Guaranteed Asset Protection (GAP) protects you against financial loss in the event your vehicle is damaged beyond repair (totaled) or stolen and never recovered, and is available for eligible motorcycles, boats, RVs, travel trailers and campers. Learn More >
  • Debt Protection protects your loan payments against unexpected and covered life events and disability could help protect more than your finances. Learn More >

°Code must be presented by April 30, 2021, and prior to opening the account. New members: subject to member eligibility and an initial deposit of $5 into a primary savings account, which must remain open for 12 months. Accountholder must be 16 years of age or older to redeem coupon. Cannot use multiple offers on same product. Promotions can change or end at any time. Bonus may be taxable as income and reported on IRS Form 1099- INT. Heritage employees and their immediate families are not eligible. Void if expired, altered, reproduced or photocopied. Loan amount of $10,000 - $25,000 will receive $50; loans more than $25,000 will receive $150; Applicable bonus amount will be credited to your Heritage primary share account within 30 days of closing and funding a new auto or truck loan. **Subject to qualified credit. Interest on 90-days, no payment loans will accrue immediately after disbursal and will be amortized over the loan. Offer may change or end at any time.

7 Year ARM Mortgage

2.750% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*