Drive away happy with a low rate auto loan.

You could save hundreds of dollars on your auto loan or refinance – in as little as 10 minutes. We offer no payments for 90 days** with rates as low as 1.99% APR.*

Apply online and get a decision on your loan in minutes.

Have questions? Get in touch with a loan officer

Our process is fast and simple. Here's what one of our members had to say:

“Best Loan Experience ever. Smooth and Quick.”

- Scott, Heritage Member

Get pre-approved before you go to the dealer.

Whether you’re buying a new or used car or truck, getting pre-approved before setting foot on the dealership lot will make shopping easier.
Get pre-approved today

Interested in a lower monthly auto loan payment? Consider a refinance.

By bringing your auto loan from another lender to Heritage, you could save money over the life of the loan. Also, if your budget has gotten a little tighter, you can extend the life of your loan to reduce the amount you pay every month.

**Subject to qualified credit. Interest will accrue during 90-day no payment period. Promotion may change or end at any time.