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Drive away happy with a low rate auto loan.

As your local credit union, our goal is to be here when you need us. And whether you need to purchase a new car or refinance the one you have, qualified borrowers can get a lower rate and defer your first payment:

  • Make no payments for 90 days**
  • Apply online, e-sign your documents, and choose the method to fund auto loan

Apply for your auto loan online and get a decision on your loan in minutes.

Do you have questions? Contact your local Heritage branch >


Our process is fast and simple. Here's what one of our members had to say:

“Good Rates, simple loan application process and helpful staff.”

- Scott, Heritage Member


Get pre-approved before you go to the dealer.

Whether you’re buying a new or used car or truck, getting pre-approved before setting foot on the dealership lot will make shopping easier.


Protect Your Loan

  • Guaranteed Asset Protection (GAP) protects you against financial loss in the event your vehicle is damaged beyond repair (totaled) or stolen and never recovered, and is available for eligible motorcycles, boats, RVs, travel trailers and campers. Learn More >
  • Debt Protection protects your loan payments against unexpected and covered life events and disability could help protect more than your finances. Learn More >

**Subject to qualified credit. Interest on 90-days, no payment loans will accrue immediately after disbursal and will be amortized over the loan. Offer may change or end at any time.

7 Year ARM Mortgage

2.875% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*