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Get a $100 bonus when you open a new checking account with direct deposit.º

Enter promo code 100CHECKWEB when you apply online.

Or, visit your local Heritage branch.

Dividend Checking

Perfect for you if:

  • Earning dividends on your checking account is important
  • You write checks often
  • You are able to keep at least $500 in your checking account

No minimum balance to open. Earn dividends on balances of $100 or more. Free checks and no monthly fee if account balance stays above $500. Free unlimited access to thousands of ATMs and shared branching locations.

Deposits are federally insured up to $250,000 by the National Credit Union Administration.

Free online and mobile banking features include:

  • Pay a Friend
  • External Transfers
  • Debit On/Off
  • Bill pay
  • Mobile check deposit
  • E-Statements


°All offers subject to qualified credit. New members: subject to member eligibility and an initial deposit of $5 into a primary savings account, which must remain open for 12 months. Accountholder must be 16 years of age or older to redeem offer. Promo code must be presented by May 31, 2021, and prior to opening the account. Qualifying accounts must be opened within 30 days after presenting promo code. Cannot use multiple offers on same product. Promotions can change or end at any time. Each coupon may be used once per individual member account. Bonus may be taxable as income and reported on IRS Form 1099-INT. Heritage employees and their immediate families are not eligible. Void if expired, altered, reproduced or photocopied. Must not have had an open Heritage checking account in the 6 months prior to opening new account. $100 will be credited to your Heritage primary share account within 30 days of receipt of your first direct deposit of $100 or more into a new qualifying checking account. Direct deposit must be new to Heritage (not transferred from another Heritage account) and received within 30 days of opening new checking account. Direct deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Transfers from external accounts do not qualify.

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