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A simple, basic account for managing your day-to-day expenses.

  • No monthly or maintenance fees
  • Easy-to-use mobile and online banking
  • Overdraft protection options
  • Free debit card
  • 4 free non-Heritage ATM transactions per month

No minimum balance to open or maintain and no monthly fee. Free unlimited access to thousands of ATMs and shared branching locations

Deposits are federally insured up to $250,000 by the National Credit Union Administration.

Free online and mobile banking features include:

  • Pay a Friend
  • Debit On/Off
  • External Transfers
  • Bill Pay
  • Check Deposit
  • E-Statements
  • Alerts

7 Year ARM Mortgage

3.750% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*