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Insurance Products

Whether you just bought a new car or home, our insurance products are here for you when you need them most.

TruStage™ Auto & Homeowners Insurance Program

Get the insurance program designed for credit union members and you could save $509** on car insurance. We’ve joined with a dedicated team of insurance professionals to bring you the TruStage® Auto & Homeowners Insurance Program.

  • The TruStage® Auto & Homeowners Insurance Program is the property and casualty coverage preferred by credit unions and their members
  • Access convenient e-service: pay your bill, make changes to your policy and even report a claim
  • Receive fast, easy access to claims service 24 hours a day
  • Obtain a free, no-obligation car or home insurance quote

TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies, including Liberty Mutual Insurance Company and affiliates, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. **Average savings based on countrywide survey of new customers from 8/1/16 - 8/1/17 who reported savings from prior premiums when they switched to Liberty Mutual. Savings comparison does not apply in MA. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Liberty Mutual Insurance is an equal housing insurer. GEN-2365535.1-0119-0220

TruStage™ Life Insurance Plans

We offer TruStage® Life Insurance Policies to help you protect the people who matter most in your life. With many different options in whole and term life policies, TruStage® life insurance plans and policies offer affordable rates designed to fit your budget, and provide excellent coverage underwritten by CMFG Life Insurance Company. Call 855-612-7909 for more information or:

TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. All guarantees are subject to the financial strength and claims paying ability of the issuing insurance company. GEN-2365535.1-0119-0220


Protect your investment—and your pocketbook—with low-cost solutions.

Debt Protection

Life can be wonderful. But it can also get complicated when unexpected things happen....Are you and your family protected? It's important to plan for the "IF" in life that many people do not think about until it is too late.

  • What if you become sick or injured and unable to work for extended time?
  • What if you do not have enough savings or insurance to cover their expenses and protect their family?
  • What if you unexpectedly pass away?

We can include optional Debt Protection on your loan. Protecting your loan payments against unexpected and covered life events and disability could help protect more than your finances. It could help lighten the burden for the people you care about. Ask your loan officer for more details.

Guaranteed Asset Protection

Guaranteed Asset Protection (GAP) protects you against financial loss in the event your vehicle is damaged beyond repair (totaled) or stolen and never recovered, and is available for eligible motorcycles, boats, RVs, travel trailers and campers.

What is GAP protection?

Since a vehicle's value declines as a result of depreciation, the loan balance can be higher than its actual cash value. Without GAP coverage, you would be responsible for paying the difference between the insurance settlement and the outstanding loan balance. With the purchase of GAP, the deficiency balance may be waived.

Do I need GAP protection?

It depends on the amount of your loan and the depreciated value of your vehicle. For example, you purchase a vehicle for $31,000. One year later it is stolen and never recovered, or involved in an accident in which it is beyond repair. Your insurance settlement might only pay you $18,350 (the depreciated value of your vehicle), yet you still owe $24,281. Since the insurance settlement was $18,350, Gap protection would pay the $5,931 difference, meaning no out-of-pocket expense for you.

Questions about GAP? Contact a loan officer >

TruStage® Accidental Death and Dismemberment Insurance Coverage

$2000 of TruStage® Accidental Death and Dismemberment Insurance Coverage Is Yours.

One of the exclusive benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage can pay you or your loved ones a cash benefit after an accident results in a covered injury or loss of life. You can get $2000 of coverage, paid for by your credit union, provided by CMFG Life Insurance Company. And $100,000 in additional AD&D coverage from CMFG Life can cost $10-$15° a month. Acceptance is guaranteed, and there are no health questions or medical exam.

Sign up for your no-cost or additional protection today.

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. °Additional AD&D coverage costs between $10 and $15 per month for 100K of coverage.  AD&D Base Policy Series E10a-ADD-2012 and E10a-014-2012. ©2019 TruStage Insurance Agency. GEN-2365535.1-0119-0220

Claim Your Coverage > 

Vehicle Service Contracts

In addition to offering new, used, and refinanced auto loans, we also offer Extended Vehicle Service Contracts through Vision Warranty Corporation for your auto, truck, or van. Get peace of mind and protection against expensive, unexpected automotive repair costs when you purchase an Extended Vehicle Service Contract.

Buy an Extended Vehicle Service Contract for less than the cost at most dealerships and enjoy:

  • Coverage of most major components in the event of a breakdown
  • No-hassle Direct Payment: no reimbursement forms
  • A one-time premium that may be financed along with your vehicle

Put the brakes on expensive car repairs. A factory warranty may not be enough. Most major repairs occur after the manufacturer's warranty expires. Consider adding an extended vehicle service contract to your loan. Coverage obtained through the Credit Union may save you money when compared to dealer plans.

Available Features Include:

  • Low deductibles - options of $0, $50, $100 or $200 available
  • Coverage for vehicles up to 11 years old with up to 150,000 miles on the odometer
  • Bumper-to-Bumper Exclusionary Coverage on vehicles up 11 years old and with less than 100,000 miles
  • Toll Free Roadside Assistance
  • Toll Free Claims phone number
  • Trip Interruption Coverage
  • Increased vehicle resale value
  • Repair work may be performed by a dealership, franchise repair facility, or an independent repair shop
  • Claims are paid directly via credit card
  • Service contracts are valid in the U.S. and Canada

Why purchase an Extended Vehicle Service Contract?

Did you know that 81% of credit union members who purchase a service contract will have at least one mechanical breakdown? Extended coverage can help you save money if your car ever needs to be repaired and your manufacturer's warranty has expired. In addition, it could help if you re-sell your vehicle. Pre-owned car buyers look more favorable upon a vehicle that comes with coverage. It represents a vehicle that has likely been well maintained by its owner. Should the buyer of the vehicle decline the option to transfer your coverage, you can cancel and apply for a pro-rated refund.

Ready to get an Extended Vehicle Service Contract? 

7 Year ARM Mortgage

2.750% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*