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"Discover our Madison heritage of 85 years. Let us be a part of your family while we continue serving our community."

— Lana Kinning, Branch Manager

Welcome, Madison. Here are our featured products and offers.

Product Details



Checking Accounts

$100 offerº

Open a new Heritage checking account and get a $100 bonus. There's no minimum balance to open an account and no hidden fees. Switch to Heritage today.

Use promo code 100CHECKWEB when you apply online or when you visit our branch.

Auto Loans

Whether you want to buy a new car or save money with a refinance, we offer some of the lowest rates in Madison—as low as 1.99% APR*. Get pre-approved and drive away happy with a new car loan today.

Credit Cards

Choose between our low rate or rewards Visa credit cards. Manage your card online and consolidate your balance from higher rate cards - with no balance transfer fee - and begin paying less interest immediately. 


"Within a two week time frame, we were approved and closed on our home loan refinance. It really couldn't have been easier," says Kari, Madison Heritage member. Whether you're in the market for a new home or looking to refinance, we make the mortgage process fast and simple.

Street Address

2555 Shopko Dr Get Directions 24-Hour ATM Access Available

Mailing Address

2555 Shopko Dr Madison, WI 53704



Lobby Hours

Table of Hours
Mon - Fri9:00 am - 5:30 pm
Sat8:30 am - 12:00 pm

Drive Up Hours

Table of Hours
Mon - Fri9:00 am - 5:30 pm
Sat8:30 am - 12:00 pm

24-Hour ATM
Access Available


ºAll offers subject to qualified credit. New members: subject to member eligibility and an initial deposit of $5 into a primary savings account, which must remain open for 12 months. Accountholder must be 16 years of age or older to redeem offer. Promo code must be presented by December 31, 2019, and prior to opening the account. Qualifying accounts must be opened within 30 days after presenting promo code. Cannot use multiple offers on same product. Promotions can change or end at any time. Each coupon may be used once per individual member account. Bonus may be taxable as income and reported on IRS Form 1099-INT. Heritage employees and their immediate families are not eligible. Void if expired, altered, reproduced or photocopied. Must not have had an open Heritage checking account in the 6 months prior to opening new account. $100 will be credited to your Heritage primary share account within 30 days of receipt of your first direct deposit of $100 or more into a new qualifying checking account. Direct deposit must be new to Heritage (not transferred from another Heritage account) and received within 30 days of opening new checking account. Direct deposit must be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Transfers from external accounts do not qualify.

7 Year ARM Mortgage

3.500% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*