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Get your Holiday Loan today — rates as low as 7.99% APR.* 

A gift that doesn't need wrapping! Apply online and get your money in as little as one day.** Holiday Loan rate promotion ends January 31, 2021. 

  • Use your Holiday Loan for upcoming gifts, unexpected expenses, or just about anything.
  • We'll get you a low monthly payment with rates as low as 7.99% APR.*
  • Get a loan up to $25,000.

Or, find your local Heritage branch.

“Loved my experience opening up a small personal loan. The process took only a few minutes and the funds were in my account the same day.”

- Billy, Heritage Member


Protect Your Loan

Debt Protection protects your loan payments against unexpected and covered life events and disability could help protect more than your finances. Learn More >


*APR=Annual Percentage Rate as of 11/1/2020, based on qualified credit, and subject to change without notice. **Holiday loans may fund in as little as one business day, but may take longer than one business day depending on the product selected and the details of the loan. Subject to membership eligibility. A minimum share requirement of $5, which will be funded by Heritage Credit Union for new members who join online.

7 Year ARM Mortgage

2.750% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*