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At the end of the rainbow, you'll find our rates.

If you're going to get a loan or open a deposit account, you might as well come out on the other side with some extra money in your pocket. That's where we come in. We work hard to make sure you get the best rate possible.

We've got helpful resources to make your life easier.

Financial Calculators

With our banking calculators, you can find out if you can afford the house you just walked through, estimate how much your auto loan payment might be, see how much you'll earn on a certificate and more.

View all financial calculators >

Online & Mobile Banking Tools

Manage your account from any computer with internet access or your iOS or Android device. You can even deposit a check from your phone.

Learn more about online & mobile banking >

CO-OP Shared Branching & Alliance One ATM Networks

Did you know that Heritage Credit Union members have access to nearly 5,000 ATMs and 5,000-plus shared branches nationwide? That means you have more surcharge-free access to your money than most traditional bank customers. And if you're traveling, you can even find the closest shared branch near you using the CO-OP Shared Branching mobile app.

Learn more about Shared Branches & ATMs >

7 Year ARM Mortgage

2.750% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*