A free checking account that helps you save more.
Earn 1.00% APY* with a checking account designed for high savings goals. Features include:
- Special dividend rate when you maintain a daily minimum balance of $3,000 in your Save More Checking
- Earn 1.00% APY* on Save More Checking balance up to $19,999
- Qualifies you for our exclusive Save More Savings account
Plus, you'll get all the features of our Simply Free Checking account including: no monthly or maintenance fees, easy-to-use mobile and online banking, overdraft protection options, free debit card and 4 free non-Heritage ATM transactions per month.
Free online and mobile banking features include:
- Pay a Friend
- Debit On/Off
- External Transfers
- Bill Pay
- Check Deposit
Deposits are federally insured up to $250,000 by the National Credit Union Administration.
Save More Savings
Save More Checking members are immediately eligible for our high rate savings account, Save More Savings.
Earn 0.75% APY* on balances up to $25,000 — no minimum balance required.