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A free checking account that helps you save more.

Earn 1.00% APY* with a checking account designed for high savings goals. Features include:

  • Special dividend rate when you maintain a daily minimum balance of $3,000 in your Save More Checking
  • Earn 1.00% APY* on Save More Checking balance up to $19,999
  • Qualifies you for our exclusive Save More Savings account 

Plus, you'll get all the features of our Simply Free Checking account including: no monthly or maintenance fees, easy-to-use mobile and online banking, overdraft protection options, free debit card and 4 free non-Heritage ATM transactions per month.

Free online and mobile banking features include:

  • Pay a Friend
  • Debit On/Off
  • External Transfers
  • Bill Pay
  • Check Deposit
  • E-Statements
  • Alerts

Deposits are federally insured up to $250,000 by the National Credit Union Administration.

Save More Savings

Save More Checking members are immediately eligible for our high rate savings account, Save More Savings.

Earn 0.75% APY* on balances up to $25,000 — no minimum balance required.

Get Started >

7 Year ARM Mortgage

3.875% Rate, View all mortgage rates >

Auto Loan

24 Months, as low as 1.99% APR*