LOGINEarn travel, merchandise and cash rewards just for using your credit card.
Redeem your points for travel or recreation, including airline tickets, hotel stays, spa packages, cruises, car rentals, vacation packages and sporting events. Or, choose from thousands of merchandise items such as jewelry, appliances, electronics or housewares. Redeem for name brand gift cards, too! Rewards start at 3,250 points.
Already a Visa® Signature member?
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Cash Back
Earn 1% cash back on every purchase with your Signature Rewards Visa®. Choose a check mailed to you, a credit on your statement or a deposit into your Heritage account.
Merchant Funded Rewards
An easy way to support local businesses, plus receive special offers and earn extra points!
Design Your Own Card
Personalize your card and make it your own. Picture of your cat in elf ears? Sure—we won't judge.
Online Account Access
Manage your credit card online. Consolidate balances from higher rate cards, pay your bill, view statements and request a new card or PIN.
Payment Info
Payments made before 5 pm CST will be applied to your credit card account the same business day. Payments initiated after 5 pm CST will be applied to your card the following business day.
Pay your Visa® Signature Rewards bill:
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Online |
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By automatic payment |
888-432-8496, Option 0 (during business hours from 8 am to 5 pm CST) |
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At any Heritage branch |
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By phone |
Business Hours (8 am to 5 pm CST) 888-432-8496, Option 0 After Business Hours 866-820-4029 |
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By mail |
PO Box 660493 Dallas, TX 75266-0493 |
Important Information and Disclosures
Visa Credit Card Disclosures >